The city currently has three commercial centers, the San Pablo City Shopping Center at the corner of Rizal Avenue and Bonifacio Street, the Ultimart Shopping Plaza on M. Paulino Street, and the Centro Park Department Store and Supermarket.  These establishments have stores and boutiques that offer general commodities, apparel, service shops, and dining options that range from casual sit-down restaurants to prominent fastfood outlets.

San Pablo City is about to have a couple of large and modern shopping malls with the construction of Waltermart and ShoeMart along Rizal Avenue.  Once completed, these malls will feature the usual anchor stores like department stores, cinemas, foodcourts, and supermarkets.   They will also house several retail and service shops, entertainment halls, and dining establishments.

The night scene in San Pablo City is not as grand and establish as those found in Metro Manila.  Nonetheless, several notable establishments have managed to thrive and establish itself in the city’s intimate night scene.  Some of these establishments are the ZYPP Zone on M. Basa Street, Q5 Corner Stage along C. Colago Avenue, ZYLO's on M. Barion Street, Coco Place and Golden Star Videoke Bar in Barangay San Francisco, SOBE Grill & Bar on Rizal Avenue, Lake City Videoke Bar along Dagatan Boulevard, and SIPYO 168 along the A. Mabini Extension.

Most certainly, San Pablo’s prime recreational centers are the numerous hotels and resorts found in the city’s most scenic spots. These establishments often feature recreational facilities and restaurants amidst the breath-taking backdrop of nature.  The city’s finest hotel/resorts include the Villa Escudero Plantations and Resort , Dioko Resort & Butterfly Farm, Palaisdaan at Kamayan sa Ilog Restaurant & Resort in Barangay San Ignacio, Bato Summer Paradise in Barangay San Cristobal, Siesta Residencia de Arago at the Green Valley Subdivision, Tierra De Oro Resort-Hotel along Maharlika Highway in Barangay San Antonio, Cresta Monte Resort and Countryside Spring Resort  in Barangay Sto Angel, Star Lake Resort and Mohicap Lake Resort in Barangay San Buenaventura, Bukid Rest Resort in Barangay Concepcion, Kay Inay Resort on C. Colago  Avenue, and San Rafael Swimming Pool in Barangay San Rafael.

(loc. cit. http://www.expatforum.com)